The UK bridging-loan market is showing strong momentum in 2025: average monthly interest rates dropped to 0.81% in Q2 from 0.86% in Q1, while application volumes rose by 11 % year-on-year.
The sector is moving beyond niche use into more mainstream property finance solutions — from auction buys to chain-break funding and light development. Lenders are increasing competition, and borrowers with clear exit strategies may benefit significantly.